Terms of Service

1. Acceptance of Terms

By accessing or using the FinFlow LMS website and services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Eligibility

You must be at least 18 years of age and a resident of India to use our services. By applying for a loan, you represent that you meet all eligibility criteria specified for the respective loan product.

3. Account Registration

You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate.

4. Loan Products

All loan products are subject to approval based on our credit assessment criteria. Interest rates, processing fees, and other charges are as disclosed at the time of application. We reserve the right to modify product terms with prior notice.

5. Repayment Obligations

You agree to repay the loan amount along with applicable interest and charges as per the repayment schedule. Late payments may attract penalty charges and may affect your credit score. Default may result in legal proceedings.

6. Fees and Charges

Processing fees, prepayment charges, late payment penalties, and other applicable charges will be disclosed before loan disbursement. All fees are non-refundable unless otherwise stated.

7. Intellectual Property

All content on this website including text, graphics, logos, and software is the property of FinFlow LMS and is protected by applicable intellectual property laws.

8. Limitation of Liability

FinFlow LMS shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services. Our liability is limited to the extent permitted by applicable law.

9. Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in the location of our registered office.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of our services after changes constitutes acceptance of the modified Terms.

12. Contact

For any questions regarding these Terms, contact us at support@finflow.com.